Business Protection

 

Independent Research in the IFA market has placed CRN Financial 1st for Protection Business in Northern Ireland as well as major providers of Personal & Corporate Pensions together with Health Insurance ! (Source My Touchstone). Speak to one of our advisers and find out why so many people in Northern Ireland trust us with their business.

 

Business protection products are designed to safeguard a business against financial ruin and can be broken down into those products that protect the business and those that protect the profits of the business. Hence there are six main elements to business protection -

 

1. Key Person Insurance which protects the profits of the business if a director or key employee died or become critically ill.

2. Director / Shareholder Protection will protect the business itself against the death or illness of a business owner.

3. Partnership Protection will protect the business against the death orillness of a partner.

4. Business Loan Protection covers any outstanding loans taken out by the company that may be in place.

5. Locum Insurance covers the costs of hiring a locum if you are unable to work.  This means any Income Protection you have is not simply spent on paying a locum.

6. Relevant Life Policies are a new product to the market and allow company directors and employees to have their life cover paid by the business without the benefit forming part of their lifetime pension allowance.

 

Should you wish to learn more about any of our services then we would be delighted hear from you and discuss how we can assist you.  In particular, our Platinum Plan for Business is an exclusive package covering all aspects of business financial planning.  Please contact one of our advisers on 028 90692111.

 

Download our Income Protection & Locum Insurance Brochure: